“I was wondering what my roof estimate was…it’s over 20 years old and I am in need of some roof repairs. Will that be covered by my insurance? Thank you.” This is a common question among homeowners across our state.
In order to protect your home from damage caused by natural disasters, such as storms, fires, hurricanes, snow, hail, heat, or wind, it’s important to have a roof inspection performed annually. This protects against a domino effect of roof damage caused by natural causes. By having your roof inspected by a qualified roofing contractor prior to hurricane season, you can ensure your roof is in good condition and will not be damaged by unseen damage caused by unseen conditions. As a homeowner, you have many options for protecting your roof. We have outlined below some of those options:
o Standard roof protection. The roof is typically one of the most expensive roofing components to install. Storm damage is easily concealed by a properly installed roof. If your roof is not properly protected, you are likely to experience leaks and damage to your roof, walls, or ceilings. Often, an inspection by a roofing contractor is covered under your home warranty.
o Reduced roof repair costs. Professional roof inspections are almost always covered under a warranty. Because roof repair is such a common roofing issue, many contractors offer a reduced rate to clients that require roof repairs due to weather conditions or other roof damage.
o Increased roof resale value. Many homeowners invest large sums of money into their homes, many times in the form of roofing materials. If your roof needs repair or needs a simple repair to fix structural issues, a roofing contractor may be able to help you increase your resale value of your home. Resale values are boosted by a solid, safe, durable roof on your home. If your roof needs repair or needs a simple repair to fix structural issues, a roofing contractor may be able to help you increase your resale value of your home.
o Safety. In a hurricane or severe storm, having your roof repaired can protect your home. By having a roof inspection to identify and repair weak spots in your roof, you can prevent your home from becoming an even worse disaster. The National Fire Protection Association warns that a weak roof can be the cause of up to $500 per hour in damage due to wind, rain, ice, snow, hail or even water leaks. A quality roof inspection performed by a roofing contractor is one of the best ways to protect your home from rising damages from hurricanes, tornadoes, storms and more.
The roof inspection is usually not covered with a warranty, which means it is important to find a roofing contractor who offers this service. Many roof contractors offer this service for an additional cost to customers, but it should not be overlooked. If you have a roof leak, you need to have it repaired immediately. If there is visible evidence of rot, your roof needs to be taken away from the house so a thorough roof inspection can be performed to determine what caused the damage. Having a roof estimate will allow you to have a qualified roof contractor come out and inspect your roof before deciding on what the repair will be done and when it will be done.
After receiving the roofing estimate from your roof contractor, you will want to look at the materials that will be used to repair your roof and see if they will offer a guarantee on the work. If a roof contractor does not offer a warranty, you are highly encouraged to go with someone else. You can usually find someone online who will perform a free roof inspection in your home and provide an estimate for repairing your roof. If the roof estimate was correct and you decided to pursue the roof repair work, make sure that you only work with a licensed and insured roofer.